|
To best understand the Spirestock's performance, magnitude, and difference,
one should analyze the three major market indices (DJIA,
S&P 500,
NASDAQ Composite) annualized return's during the last three years, noting
that the major market indices outperform most mutual funds and all mutual funds
over the extended long term (15-20 yr time frame). |
|
If three individuals invested in the major market indices on the same date (15
Jan; this date is chosen to allow at least two weeks for the latest
end of year returns) with the first investor starting on 15 Jan 2003, the next on
15 Jan 2004, and the latest investor starting on 15 Jan 2005, the geometric mean
of the percent annualized returns from 15 Jan to 13 Jan
06 (the 13th is used because 15 Jan 06 was on a Sunday), rounded to the nearest
integer, for each year, would be as follows:
|
|
Index |
2005
|
2004
|
2003
|
Overall Index Geo mean
|
|
DJIA |
4
|
2
|
8
|
4
|
|
NASDAQ Comp
|
11
|
5
|
17
|
10
|
|
S&P 500
|
9
|
7
|
9
|
8
|
|
Indices Annualized Geo Mean [by Year/Total] |
7
|
4
|
11
|
7
|
|
SpireStocks
|
13
|
47
|
46
|
34
|
|
|
Please review the graphical depiction again on
the home page, to further understand the cumulative gain and the necessity
to Subscribe to SpireStocks.com! |
|
The major market indices to SpireStocks.com comparisons provide the necessary substantiation,
that the individual is postured, now, more than ever, to have an objective, systematic,
and measurable means to manage their own equity porfolio, by utilizing the unprecedented
SpireStocks.com approach and methodology. |
|
|
These returns are calculated by taking the current index and dividing by the index
numeric on 15 Jan and then calculating the geometric mean of the annualized return.
The Geometric Mean is calculated by taking the nth root of the product of the annualized
returns. |
|
Thus, as an example, the annualized return of the investor who started on 15 Jan
2004 and invested in the DJIA index: |
|
Index
|
13 Jan 2006
|
15 Jan 2004
|
Difference (Days) of Dates
|
|
DJIA
|
10959.87
|
10553.85
|
729
|
|
|
DJIA Calculation of Annualized Percent Return from 15 Jan 2004
to 13 Jan 2006 , rounded to the nearest integer:
((10959.87/10553.85)^(365.25/729)-1)*100= 2% versus SpireStocks
Performance calculated as follows:
|
|
SpireStock's Subscriber value on 13 Jan 06 divided by SpireStocks Investor's adjusted
basis, annualized, based on an investment of 30K on 15 Jan 2004.
|
|
((64801.88/30000)^(365.25/729)-1)*100=47% |
|
The difference is that SpireStocks outperformed the DJIA in the last two years
by 22.5 times! or a 2250% difference!
|
|
Again, unlike other unsubstantiated claims, SpireStocks gives the actual date,
definitions, and formulas on how the performance data is derived; wherein, the individual
investor can verify the claims made by SpireStocks. |
|
Subscribe NOW to SpireStocks.com and take control of managing
your own equity portfolio, by utilizing the SpireStock's model and taking advantage
of a proven approach and methodology unsurpassed in investment history!
|
|